definition of education pdf

Achieving financial literacy means starting education early | opinion

Managing your finances can feel overwhelming. For many of us, learning important financial skills was not a part of our education. That lack of financial education is costing us. A survey from the National Financial Educators Council shows that 38% of respondents say their lack of financial literacy costs them at least $500 last year. Eleven percent of people say it sets them back by $10,000 or more. A recent survey from Bankrate also found that more than half of Americans can’t cover a $1,000 emergency expense. The results of these surveys aren’t surprising. The TIAA Institute-GFLEC Personal Finance Index…

Conditional Sentences. | My English Blog

What is a Conditional? A grammar device that shows possible results from certain situations is called a “conditional.” The presence of the word “if” will usually call attention to them, and some have actually nicknamed them “if” sentences. There are several types, but three “basic conditionals” are used most frequently. FIRST CONDITIONAL This situation is in the future and has a real possibility of happening. “If Bob comes over, we will watch the game.” There is a good likelihood that Bob will come over. SECOND CONDITIONAL The second also refers to the future but is quite unlikely. “If I went…